Business insurance for general contractors
Insurance in plain English.
Tell us about your business in your own words. We ask the right questions and handle the paperwork to get you covered.
You talk to an independent broker who stays with you from first call to bound policy. We never forward your call.
We match your business to the best-fitting insurance company across 100+ carriers, at the best rate we can find.
How much does general contractor insurance cost?
Market benchmarks, not quotes or guaranteed prices. Your premium depends on carrier underwriting.
What GC insurance covers.
“Contractor insurance” isn’t one policy — it’s a stack, and your license board, your lender, and every project owner each care about a different piece of it.
You don’t need to know which ones you need. Tell us about your jobs and your broker builds the stack.
Damage and injuries your operations cause — including work your subs do under your license. Most state boards require it to issue or renew a GC license.
When it matters: a sub’s demo work cracks the neighbor’s foundation.
Required in nearly every state once you have employees — and at audit, uninsured 1099 subs are often counted as employees and back-charged.
When it matters: a framer comes off a ladder six weeks before close-out.
Trucks and trailers hauling crews, tools, and material. Personal auto policies routinely deny claims the moment the trip is business.
When it matters: a crew truck rear-ends a commuter on a material run.
Your gear on the truck, on site, or in the yard overnight — priced by schedule or blanket limit.
When it matters: the trailer is gone at 6 a.m. the morning of a pour.
The structure itself while it’s under construction — materials, fixtures, and work in place. Written per project, or as a reporting form if you build steadily.
When it matters: a framing fire two weeks before drywall.
Why contractors stay with Casey.
Our technology scans the market and finds the best value for your risk. We proactively shop before every renewal to keep you at the best rate.
Instant self-serve COIs. Around-the-clock support for everything else. No office hours, no waiting on a callback.
A licensed broker owns your account through every renewal. Call, and someone who knows your business answers.
GC insurance, answered.
A licensed broker reviews your request and texts or calls you within 2 minutes — one person, about your request only. Your information is never sold or shared with other agencies, and there’s no obligation to buy.
Let’s get started.
Send it in and a licensed broker texts or calls you within 2 minutes.
Want to speed up your quote?
Call (513) 866-3655